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Home > Flood Insurance Home

Flood Insurance


Flood Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Flood Quote Form

Flood Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Request Declaration and Coverages Page for Existing Flood Insurance Coverage

Flood Insurance Information

There's something you should know: Flood losses are not covered by your homeowners insurance policy.

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

    Option 1: Hope that you'll receive Federal disaster relief if a flood hits.
    Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it's often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

    Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn't offered, you'll have to shoulder the massive damage costs alone. The bottom line is that if you're looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer.

    Option 2: Buy flood insurance and stay protected no matter what.
    When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid.

    In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood.
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When we moved all of our home, auto and umbrella insurance over to Keenan Insurance, we saved about $400 a month. They have ways to find the right insurance for your individual needs with profession and compassionate service. We highly recommend you call them the next time you are in need of insurance.
—Alicia Vinklarek

Whenever I am faced with an insurance issue I can call Keenan Insurance and receive the best professional help available. They work with me from begin to end, making sure I am satisfied with all they have to offer.
—S. Love

We have been with Keenan Insurance for over 33 years. They are very attentive, prompt and helpful with claims. They have a low turnover rate and keep you updated with the latest insurance benefits. We recommend using Keenan Insurance to our family and friends. John and his staff are reliable, friendly and dependable. This company has gone above and beyond to help with our insurance needs.
—Lucille

You go to bat for your customers. Never feel like we have to argue to get your help. We trust you.
—Daniel Stage

I followed Keenan Ins from Farmers because of the personal attention my accounts received. When I ask a question, I always get an answer ASAP.
—R. Massey

Prompt and Personal Service keeps us coming back. A variety of insurers to choose from has been helpful, too. Quite a number of changes and additions to a policy can be handled by phone or email.
—Rich Gross, Champions


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6263 Cypress Creek Parkway | Houston TX, 77069 | 281.580.8554 | info@keenaninsurance.com
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