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Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with us where we can help you determine what you need. 

 

 

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When we moved all of our home, auto and umbrella insurance over to Keenan Insurance, we saved about $400 a month. They have ways to find the right insurance for your individual needs with profession and compassionate service. We highly recommend you call them the next time you are in need of insurance.
—Alicia Vinklarek

Whenever I am faced with an insurance issue I can call Keenan Insurance and receive the best professional help available. They work with me from begin to end, making sure I am satisfied with all they have to offer.
—S. Love

We have been with Keenan Insurance for over 33 years. They are very attentive, prompt and helpful with claims. They have a low turnover rate and keep you updated with the latest insurance benefits. We recommend using Keenan Insurance to our family and friends. John and his staff are reliable, friendly and dependable. This company has gone above and beyond to help with our insurance needs.
—Lucille

You go to bat for your customers. Never feel like we have to argue to get your help. We trust you.
—Daniel Stage

I followed Keenan Ins from Farmers because of the personal attention my accounts received. When I ask a question, I always get an answer ASAP.
—R. Massey

Prompt and Personal Service keeps us coming back. A variety of insurers to choose from has been helpful, too. Quite a number of changes and additions to a policy can be handled by phone or email.
—Rich Gross, Champions


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Keenan Insurance
6263 Cypress Creek Parkway | Houston TX, 77069 | 281.580.8554 | info@keenaninsurance.com
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